Roof Mitigation Credit Citizens

Underwriting may request additional information such as a completed uniform mitigation verification inspection form oir b1 1802 to apply the credit.

Roof mitigation credit citizens.

All documentation submitted to substantiate the existence of wind mitigation features is subject to review and approval by citizens. Credits can go up to the maximum savings of 88 off the hurricane wind premium. Wind damage mitigation discounts many homes in florida are built with wind damage mitigation features that help protect them from the heavy wind and rain experienced in a hurricane or tropical storm. Roofing permit application after 9 1 1994 and before 3 1 2002 or the roof is original and built in 1997 or later.

For new business applications being processed through the property insurance clearinghouse select fbc equivalent in the roof cover field. Feature common reasons for credit removal common documentation examples how to request credit reapplication roof covering does not meet florida building code year built requirements. Citizens offers several discounts for homes and businesses that have features installed to help protect them from severe storms and other perils mitigation features. Effective december 1 such policies will be nonrenewed.

Citizens requires proof to substantiate the existence of loss mitigation features displayed in the loss mitigation credit tables except roof shape that is verifiable via a photograph. The inspector will complete a roof inspection form verifying the roof is in good condition. Uniform mitigation verification inspection form. However with minimal wind mitigation features in place the inspection will pay for itself in the first year.

This credit is good for five years. No roof coverings meet the requirements of answer a or b. Currently citizens allows policies to renew for one term when the application of the inflation factor results in a replacement cost that exceeds the applicable maximum coverage limit. When you take steps to protect your property from damage caused by storms fire theft and other perils you may be saving money on your property insurance too.

One or more roof coverings do not meet the requirements of answer a or b. All other requirements for the credit must apply. A florida licensed roofing contractor for roofing mitigation features components only as authorized under section 627 711 8 of florida law citizens reserves the right to verify any wind mitigation form completed by a qualified inspector by ordering an independent inspection. Citizens epas system will default loss mitigation features displayed in the loss mitigation credit tables to values that return the least amount of credit.